Center Cosmetic Surgery
Insurance dont cover fertility doctors??
oh boy i hate medical insurance and all this paperwork and stupid questions!! so i live in Los Angeles and i have the best insurance you can have around here believe me,it even covers laser and cosmetic surgery!! but fertility specialist will cost me lots of money . when i went and got my pap smear done(that was clean and normal) the doctor told me that she can reefer me to a good fertility doctor in beverly hills but the insurance wont cover a pennie for it.and she wont do an hormone levels test on me cause she sees no reason for it, hello!!!! so what women like me suppose to do in this situation,i am pretty healthy,i am 31 and we been trying to get prego for 6 months now and i dont wanna spend a bunch of money going to see an specialist if there is nothing wrong with me,ahhh this is driving me crazy so i wanna know how much you guys spend on this doctors and how much will be a regular hormone test?? i just wanna have an idea of the costs. Luna
Public Comments
- We live in Texas and insurance companies are required to cover at least some or all infertility costs. When I was a surrogate the 1st time we didn't have insurance that covered any of the IVF part (before this law passed I guess). For all the monitoring, blood work, from beginning to end for one IVF cycles that worked on 1st try (including meds) was around $12k. Have you mentioned to your Dr that your insurance will not cover a specialist? And why would she be willing to send you to a specialist but not do a simple test on you herself? ou coudl always see another regular ob/gyn that also handles minor infertility problems. I've seen several of them around here that also treat infertility to a certain extent. One of those would be able to do the blood test. That visit should be covered since it's still a regular Dr but teh test iteself may not be (would still be cheaper though).
- First of all, are you charting and checking your CM? If not, that would be the first thing I would do. You can tell a lot by your temps. Second, I would get a different doctor. My Obgyn took one look at my charts and did hormone tests. He did not refer me to anyone. My insurance covers the lab works. If you have been trying for 6 months without conceiving and you are over 30, then I think they should have checked your hormones. Even just testing your progesterone can give you an idea if you are ovulating and how well. Good luck to you and lots of baby dust!
- Well first off RELAX! Yes I know it's hard when you want something so badly but 6 months of TTC is really nothing. Don't go all thinking that something is wrong with you because a doctor will just prove that nothing is wrong with you and you will stress out more. As long as you are having regular periods then the chances are really good that you are "normal". Lab tests are EXPENSIVE. I've had them done and even though my insurance did cover the lab tests I saw how much they were and that was 6 years ago. But over the counter ovulation predictor tests are ~$15. Buy a bunch and use them correctly and I'm betting you will be pg within 4 months.
- I live in Los Angeles and my insurance covers 100% of family planning and counseling and 50% of infertility diagnosis and treatments, not including IVF. If your insurance covers cosmetic surgery, I would call the insurance company directly, because that sounds crazy. It's only been six months. Have you used ovulation kits, tracked your basal temp, CM, the whole nine yards? If not, start using it, and if so, keep trying.
